Full coverage car insurance claim HELP! Coverage issues for Broken Rim?

The Details: Two weeks ago, i was driving on highway 80 (California) and i hit some uneven pavement, which caused my tire to pop, as a pull over to the side of the road my rim broke off of the studs and ended up on the other side of the freeway(My rear passenger wheel). I called my insurance (have full coverage) and they are covering all of the damages caused by this incident. However here is what i need help with: The Damages: The rim was deemed bent, broken and unrepairable. The rim i had on my car (2004-2007 Nismo S-Tune Rims) is not made anymore, so my claim rep said I have two options either they can give me an OEM rim and wheel, or they can cash me out for the rim ($260). Originally I told her i would take the money so i can buy a new rim, however i could not find my rim used one online, so i told her i would like the OEM wheel so they can do the alignment also (which is necessary bc of the damages). The claim rep then said the alignment cannot be done if i have 1 OEM rim and 3 aftermarket rims because they are different sizes. The issue Should the insurance be giving me more money towards my purchase of new rims for my car? I feel like i am being short changed here. I am being given $260 dollars for my rim, however it will be around $1000 for the rims alone (to get some similar to the ones i had before) My understanding was that the insurance company is suppose to return my car to me as it was before the accident. Please shed some light on my issue and help me out. Has anyone experienced anything similar?

BEST ANSWER: Try this site where you can compare quotes:COVERAGE-FINDER.NET

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i need some cheap, yet effective non-owner's insurance. if anyone knows of a smaller insurance company that provides this, preferably on the east side of houston, i would be most grateful. any info would be welcomed (but none of those sarcastic i dunnos just to get points). thanx.

Does residency matter in determining auto insurance for a college student?

I'm a current college student in the middle of transferring schools and getting a new insurance policy. I have two schools in mind, one is 5 minutes from home in a suburban neighborhood and the other is 200 miles away in an urban city environment. Depending on where I attend, will this affect my new insurance policy? Will living at home going to school close-by have a lower insurance rate than going to school outta town and living by myself?

How much will my boyfriends car insurance go up? appx?

he's 23 and he just got a dui last night in cincinnati ohio and has nationwide (worst night of my life cuz i've never had a run in with cops before). he drives an old 95 civic and pays like 35 a month right now and he doesnt have any other marks on his record. also dont answer if you're going to judge, he could actually drive just fine but the cop was a jerk and wouldn't give me straight answers when i had questions and arrested him after he used the word perjury wrong in a sentence. he said you were doing great up until then . and he also condescended him in the car even though he had been cooperative the whole time. ps i have a new found hate for cops.

Help PLEASE!! Auto Insurance Question?

I have a question concerning auto insurance. I recently totaled my vehicle at no fault of my own. Long story short the insurance company is offering me a few thousand more than Kelly Blue Book states the vehicle is actually worth. But what theyre offering is substantially lower than that which is outlined on the Declarations for Policy paper under value. Thing is, Ive verbally accepted the amount over the phone. Now theyre sending papers to sign over the vehicle. When I phoned the agency, I was informed by the assigned adjuster that he cannot offer more. I dont really believe him, afterall insurance companies are known for trying to take advantage of people. Heres the dilema, if theyre offering more than KKB and under the value on the policy. I assume theyre just trying to avoid paying what the real value is. Any help with this will be greatly appreciated. I have little knowledge in this, I just turned 22 years old and this was my first car.

California motorcycle/moped laws?

Hello, I'm moving to california from florida in a month to start college, and I intend to sell my car here and get a moped or a motorcycle over there instead to save a little money. I don't know the laws on motorcycles there? i know in florida if its less than 50cc you don't need a motorcycle license or insurance. what about california? if you need insurance how much $/year are we talking? I don't know squat about motorcycles and I've never even rode one or understood the whole gears thing. if someone could recommend a few brands or even whether to get a motorcycle or a moped/scooter (is there a diff?) i have a tight budget (1-1.5K) any advice would be awesome!!!! <3

Should i trust AIS insurance broker company?

ais charges for broker fee only for one time, is that true? i have farmers right now. but AIS offer me mas cheaper insurance (mercury). but i'm not familiar with AIS company. do they have any headen charges that they never mention??? please help!!! thanks

Car Insurance for 16 year old?

I'm thinking of getting an 04 Mazda Rx-8, like 40,000 miles on it, but I wanna know how much I'd have to pay to insure it. I heard you get a discount for having good grades(G.P.A 3.9) and taking drivers ed. Please give me an estimate.

In california, im 16 and i will have my permit hopefully soon. am i automatically insured when i have permit?

Pregnant and no health insurance - Maine?

I am canadian who just got a visa to move to maine to live with my US husband - I still work in Canada and cross daily. 3 nights ago I found out I was pregnant. I called my blue cross to see what it covered in the USA and when I told them I moved from NB they promptly cancelled my insurance. My husband doenst have insurance and because of my salary in Canada we dont quality for medicaid or mainecare. so no insurance, no mainecare and no money...... I also cannot have the baby in Canada now as they cancelled my medicare when I moved...... so this is worst situation I have ever been in...... I have wanted to be a mother for years but I cannot afford 15000 to have a baby ...... I am honestly contemplating an abortion.....

How do I get my AARP auto insurance rating report?

How much would it cost to insure a cheap motorcycle for a teen?

I found a good bike for two thousand dollars it's nothing fancy but it's enough to get around so I was wondering how much would it cost to insure a bike like this. I have very good grades my parents have a good driving record so I think that will help

I need cheap car insurance!!?

i am 18, i have a 1990 accord worth about 1700, and ive been driving for 4 months now, no tickets or problems, i need some cheap car insurance since my dad wont insure me with his company.... i just need some cheap *** company, i dont really care if they dont really cover well. i live in California, in the southbay. is there any cheap insurance such as those little cheap looking stores you would see around your city?? the ones that have banners that say they offer insurance as low as 22 a month??....have in mind that i just need something so i can drive since i need it by law.

I wrecked my new car , insurance is liability?

i wrecked my car . my car was new 2009 car and my insurance was liabilty. police decided that was my fault. And also i am still paying monthly payment on that car. Does anybody know what should i do next . i been using that car to work now i am unemployee . should i just bankrufcy

Can my car get repossessed for lapse of insurance?

Okay so short and sweet my loan company called and says my insurance lapsed now is this a problem by means can they come get the car like in the same fashion as if I were not paying on it? But can they still get it even if I am making the right payments on time? Also if I fax them my insurance card showing I have the card with proof of the insurance til may will they take that as a form or do they need to contact the company directly?

Whats the name of the song on the geico motorcycle insurance commercial with the cavemen?

whats the name of the song on the geico motorcycle insurance commercial with the cavemen?

What is the best thing to do when an un-insured driver hits you and you only have liability coverage?

I was hit July 16th behind my rear passenger door. I drive a chevy malibu 2000. The driver's policy was cancelled 12 days before the accident. I was told to repair my car I would need to take him to small claims court. What is the best option I would have? Would I even win because by law you are not allowed to even drive an uninsured car therefore he should have never been on the road?

What affordable insurance can i apply for if im 20 working and not sickly?

How much would car insurance cost?

I'm 16 and I just got my first car. Scion tc 2008. (I'm a girl) My dad has insurance and we are going tomorrow to get insurance, we want full converge but i just want an estimate on how much it would be. We also live in texas if that means anything lol

Which health insurance is good and better in California?

Deciding from this health insurance Aetna, Anthem Blue Cross of California, Kaiser Permanante.

What affordable health insurance is the best one out there for me? I have no health problems except BP I am 58?

I will be divorced in 2 months and will have to find my own health insurance. I have been with Anthem for 14 years and have no health problems and no medications except 1 blood pressure pill a day. I am waiting for a quote from Anthem for a single policy but I am afraid it will not be affordable. Thanks for all the help I can get!

Will my insurance go up, if my parked car was hit and not occupied?

My Car was hit While parked and was not occupied (nobody was in the car) The car that hit my car, pulled out of the parking spot and was trying to hide. i went and filed a collission report against the driver. what will happen now, will my insurance rate go up? or will i be at 100% no fault. I know some insurance companies try to rip us off. plz help

Consequences of not paying car insurance?

Im 19 years old, living by myself. My car insurance is $170 a month. I had not payed it in multiple months, and by October it was at $500, and foolishly I decided there was no way to pay it and I just left it alone until they cancelled my insurance. Have I totally F*cked my credit? To the point of no return? Also, will I be able to get another car insurance provider? Thanks..

Can i drive my car without insurance for the time being in California?

I'm 16 and i just got a new car yesterday. My parent's have already added my name to their insurance, but that was before they bought me a car. Can i legally drive without insurance for the time being?

Full coverage car insurance claim HELP! Coverage issues for Broken Rim?

https://www.linkedin.com/pulse/e-choice-insurance-quote-ethan-rogers/

*1:or if there is some where i can find out, that would help to